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Who should select a Medigap policy?

Who should select a Medigap policy?  Medigap policies will help Medicare enrollees close the gap between what Medicare will pay for and the costs in which enrollees are responsible. Obtaining Medigap coverage are good ideas for seniors who: Anticipate potential long-term hospital or frequent stays: Coinsurance, co-payments, and deductibles associated with hospital stays will quickly add up. If enrollees know they will be undergoing surgery or has an chronic condition, Medigap policies will end up saving you money. Are healthy, but are risk averse: the older people get,...

Medigap Plans: How do they make sense?

Medigap Plans: How do they make sense? If you are on Medicare and are considering enrolling in a Medicare Supplement plan (Medigap) you might feel a bit overwhelmed when it comes to selecting the right coverage. What exactly do Medigap plans cover, and are supplemental insurance something you will need? How do you choose the best plan for your situation. Let’s take a closer look the specifics of Medigap plans and discuss when it might make sense to spend the money on policies.   What are Medigap plans? Medicare will pay for many of health-related expenses, however; they...
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