What is Medicare?

Medicare is The United States’ health insurance program for people age 65 or older. Certain people younger than age 65 can also qualify for Medicare. Including people who have disabilities and who have permanent kidney failure. The Medicare program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care. You can now apply for Medicare even if you’re not ready to retire. The Medicare health insurance plan is financed by a portion of the payroll taxes paid by workers and their employers. It also is financed in...

Medicare Benefits Information

There is about 70% of seniors who receive Original Medicare; the rest receive their coverage through Medicare Advantage. Medicare Advantage insurers must cover every service, which Original Medicare covers, except hospice care and some care in qualifying clinical research studies. With all types of Medicare Advantage plan, you are covered for urgent and emergency care. Most of Medicare Advantage plans will include some prescription drug coverage. However, these plans do charge different out-of-pockets costs and they will have different rules for how you receive your...

Let’s discuss Medicare

October is known as Talk About Prescriptions Month and it marks the start of Medicare’s Open enrollment period. This is the perfect time for seniors to talk about Medicare medications coverage and extra help that comes from Social Security. Newly eligible Medicare enrollees and current enrollees who are thinking about make changes to their current plans should act now. Medicare’s open enrollment, which started on October 15 will end on December 7th. Medicare’s Part D prescription coverage is available to all those enrolled in Medicare to help them with...

Aging Matters: North Carolina Medicare&#...

Blue Moon Benefits Group will hold a Medicare benefits presentation at 11 a.m. On the 19th at the Broyhill Office Suites Conference Center 3540 Clemmons Rd, Clemmons, NC 23012 This presentation will help seniors understand the Medicare options that are available. The presentation is free but you must register by calling (336) 778-1070 or by going online at bluemoonbenefits.wufoo.com/forms/rsvp. Shepherd’s Center of Greater Winston-Salem will offer workshops during open enrollment to help seniors select the right prescription drug coverage, make any necessary...

Navigating through Medicare’s Plan...

When a person is on a fixed income, they cannot deal with price increases very well. Many Seniors are struggling to buy medications and food, so they are always happy to welcome opportunities to save money. Medicare’s Part coverage, which covers medication is not an one size fits all plan. What works for one senior may not work for another one. Many seniors do not understand every option that Medicare’s website has to offer. Many say that there are certain times of day when the website traffic is heavy, and it slows things down. Also many plans are priced...